Gold Buying Capacity Calculator
How much gold, in grams, tola and ounces, a budget covers at the reference price.
Loading calculator…
What this tool does
Shows how much gold of a given purity a budget could cover at the international reference price.
When to use it
Use it for a first estimate when planning a purchase. Real prices will be higher because of premiums, making charges and taxes.
What each input means
- Budget
- The amount you plan to spend, in the selected currency.
- Gold purity
- The karat you plan to buy.
Formula and method
- Reference price per gram = (spot ÷ 31.1034768) × purity factor × exchange rate
- Grams = budget ÷ reference price per gram
Worked example
Illustration with round numbers (not a current price): pure gold at 100.00 USD per gram.
- 22K reference price per gram = 100 × 22 ÷ 24 = 91.667 USD
- 2,000 ÷ 91.667 = 21.82 g
≈ 21.82 g of 22K gold
Limitations
- Excludes premiums, making charges, wastage and taxes — your real quantity will be smaller.
- Not purchasing or investment advice.
Data sources, update times and handling of stale data are described in the calculator methodology.
Frequently asked questions
Why is this different from my local jeweller’s rate?
This tool shows a reference value from the international spot price. Local rates add dealer premiums, import costs, taxes, making charges and association rates, and they follow local supply and demand. Treat the result as a baseline for comparison, not a price you will be quoted.
Related tools
- Gold Price Calculator — Gold price per gram, 10 grams, tola, troy ounce and kilogram for any karat, in your currency.
- Jewelry Metal Value Calculator — Indicative jewelry value: metal, wastage, making charge and tax shown as separate lines.